Monday, March 07, 2011

Mo money mo problems

For the past three weeks I have been working 60 hour weeks to help implement a new computer program at work. Yes, the paycheck is nice, but it leaves me very little time to enjoy my hard earned money. OK maybe it's not so "hard earned" considering that all I do is sit on my ass play games, read (I read 5 books in Feb), and go on Facebook. Since I have been making a little more cash and have all this work time to comb the internet for financial advice, I found myself thinking about buying a house. Jennifer, homeowner. Yeah, that has a nice ring to it. But as I read through the endless articles directed towards first time home buyers, it made me more and more discouraged. Even with interest rates and house prices at an all time low it seems like I can't afford a house on just my salary alone. I could probably afford a house if I were only paying for the mortgage, but I also have to take into account homeowner's insurance, property tax, etc. That's an additional $200-$400 a month. Crap. It seems like the only way I can afford a house is if I get married so there will be additional income in the household. But I probably shouldn't get married just so I can get a tax break, right?